Health insurance has now become very important, as calamities such as earthquakes or even accidents can occur anytime. A health insurance insures or secures a person against such incidents. The cost of medical treatments has touched an all time high. Hence it is advisable to take a health insurance, for the entire family. In spite of knowing the importance of health insurance, there are many individuals who do not have insurance. Other people who already have health insurance cannot afford to pay the high rates of premium.In order to ease this problem, the government has made arrangements to provide numerous low cost health insurance programs, for the poor who belong to the low-income groups. In many states there are various low cost health insurance plans that help people, to secure families by paying a low monthly premium. Most of these plans differ from each other, from state to state.The government insurance plan is one of the most preferred family health insurance programs, for the poor and needy people. Apart from the government, there are a lot of other companies that offer health insurance at extremely low rates. It is always better to ask for quotes from different sources before going in for any low cost health insurance plan.Most of the insurance companies offer free low cost family health insurance quotes, in order to draw people towards their plans. Such quotes help individuals to compare the current rates, with those of different companies and choose the plan that offers all the benefits, of low cost health insurance plans. This information helps people to take the appropriate decision, to choose the health insurance plan that suits all their needs.The fastest way to get quotes from different health insurance companies is through the Internet. There is a list where people can choose and compare the prices and select the plan that they need. Since most of the companies offer quotes that are free of cost and require no registration fee, people can log on and search the various quotes offered by the companies.